Introduction
Welcome to SpendFlow ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we handle information when you use our mobile application, SpendFlow.
Last Updated: April 16, 2026
Key Takeaway: SpendFlow is designed with privacy-first principles. All your financial data is stored locally on your device. We do not collect, transmit, or store your personal financial information on any external servers.
Information We Collect
SpendFlow is a local-first application. Here's what you should know about data collection:
| Data Type | Collection | Storage Location |
|---|---|---|
| Transaction Records | By user input | Local device only |
| Account Information | By user input | Local device only |
| Budget Settings | By user input | Local device only |
| Categories | By user input | Local device only |
| Usage Analytics | None | N/A |
| Personal Identifiers | None | N/A |
How We Use Your Information
The information you enter into SpendFlow is used solely for:
- Tracking your income and expenses
- Calculating and displaying your budget status
- Organizing transactions by categories
- Providing insights into your spending patterns
- Enabling data export functionality
We do not use your data for advertising, marketing, or any third-party purposes.
Data Storage and Security
Your data is stored locally on your iOS device using Apple's Core Data framework, which provides:
- Secure local storage with iOS built-in encryption
- Protection through iOS sandbox architecture
- Optional Face ID / Touch ID authentication
We do not have access to your data, and your financial information never leaves your device.
Biometric Authentication
SpendFlow supports Face ID and Touch ID for app security. When you enable this feature:
- Biometric authentication is handled entirely by iOS
- We do not collect or store your biometric data
- Authentication occurs locally on your device
Data Export
When you use the CSV export feature:
- Your data is processed locally on your device
- Exported files are saved to your chosen location
- You have full control over how exported files are shared or stored
Third-Party Services
SpendFlow does not integrate with any third-party services, analytics platforms, or advertising networks. Your data stays on your device.
Children's Privacy
SpendFlow is not intended for children under 13 years of age. We do not knowingly collect personal information from children. Since all data is stored locally and we do not collect any information, our app is safe for general use.
Data Retention
Since all data is stored locally on your device:
- Data is retained as long as you keep the app installed
- Deleting the app will remove all stored data
- You can manually delete individual records at any time
Your Rights
You have complete control over your data:
- Access: All your data is available within the app
- Correction: Edit any record at any time
- Deletion: Delete individual records or all data
- Export: Export your data to CSV format
- Portability: Take your exported data anywhere
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
Contact Us
If you have any questions about this Privacy Policy, please contact us:
SpendFlow Support
Email: iocompile67692@gmail.com