Terms of Use (EULA)

Last updated: August 12, 2026

Welcome to SnapLedger. By downloading, installing, or using the SnapLedger iOS application ("the App"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the App.

1. License Grant

SnapLedger grants you a personal, non-exclusive, non-transferable, revocable license to use the App on Apple-branded devices that you own or control, in accordance with these Terms and the Apple App Store Terms of Service.

2. Eligibility

You must be at least 13 years old to use the App. By using the App, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into these Terms.

3. Free Tier

SnapLedger is free to download and use with limitations:

• Up to 3 clients
• Up to 3 invoices per month
• 1 PDF template (Classic)
• Manual expense entry
• Basic monthly reports
• PDF watermark ("Created with SnapLedger")

4. In-App Purchases

SnapLedger offers the following in-app purchases through Apple's App Store:

Product	Type	Price (USD)	Term
SnapLedger Pro	Non-consumable	$9.99	Lifetime (one-time)
Pro+ Monthly	Auto-renewable subscription	$2.99	1 month
Pro+ Annual	Auto-renewable subscription	$19.99	1 year (44% savings vs monthly)
Pro+ Lifetime	Non-consumable	$49.99	Lifetime (one-time)

5. Subscription Auto-Renewal Terms

• Payment will be charged to your Apple ID account at confirmation of purchase
• Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current billing period
• Your account will be charged for renewal within 24 hours prior to the end of the current period
• The cost of renewal is the same as the original subscription price ($2.99/month or $19.99/year)
• You can manage and cancel your subscriptions anytime by going to your Apple ID Account Settings after purchase (Settings → [Your Name] → Subscriptions)
• If you cancel, your subscription remains active until the end of the current billing period — no partial refunds are issued
• Any unused portion of a free trial period will be forfeited when you purchase a subscription

Free Trial Terms

• SnapLedger offers a 7-day free trial for Pro+ Monthly and Pro+ Annual subscriptions
• The trial provides full Pro+ access at no cost for 7 days
• At the end of the trial, your subscription automatically converts to a paid subscription unless cancelled
• You can cancel anytime during the trial at no charge
• Only one free trial per Apple ID is permitted

6. Pro Features Unlocked

Upon purchasing any Pro tier (one-time or subscription), the following features are unlocked:

• Unlimited clients
• Unlimited invoices
• All 9 PDF templates (Classic, Modern, Minimal, Executive, Finance, Consulting, Technology, Legal, Creative)
• Unlimited receipt OCR scanning
• Schedule C PDF export
• Quarterly tax estimation
• Recurring invoices
• Time tracking (hourly billing)
• Mileage tracking (IRS $0.70/mile)
• Advanced cash flow reports
• No PDF watermark
• Priority support

7. Restore Purchases

You can restore previous purchases at any time via Settings → Restore Purchases. This uses Apple's AppStore.sync() API to verify your transaction history and unlock Pro features on your current device.

8. User Responsibilities

You agree to:

• Provide accurate information when entering invoices, expenses, and business details
• Use the App for lawful purposes only
• Not attempt to reverse-engineer, decompile, or disassemble the App
• Not share your Apple ID or subscription with others (Apple's Family Sharing applies per Apple's terms)
• Maintain backups of your data — SnapLedger is not responsible for data loss

9. Tax Disclaimer

SnapLedger is a tool to help track income and expenses — it is NOT tax advice. The tax estimations, Schedule C exports, and quarterly calculations provided by the App are estimates only and may not reflect your actual tax liability. Always consult a qualified tax professional or CPA before making tax decisions. The App's tax rates (SE Tax 15.3%, income tax 22% bracket, $14,600 standard deduction) are based on 2025 IRS figures and may change.

10. Data Responsibility

You are solely responsible for your data. SnapLedger stores all data on your device by default. If you enable iCloud Sync, your data syncs via Apple's CloudKit (E2EE). SnapLedger does not maintain servers that store your data and cannot recover lost data. We strongly recommend regular exports and backups.

11. Intellectual Property

The App, including its design, code, PDF templates, icons, and content, is the intellectual property of SnapLedger and is protected by applicable copyright and trademark laws. You may not copy, modify, distribute, or create derivative works from the App without explicit written permission.

12. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Merchantability or fitness for a particular purpose
• Accuracy of OCR-recognized text
• Accuracy of tax calculations or Schedule C exports
• Uninterrupted or error-free operation
• Compatibility with future iOS versions

Receipt OCR accuracy is typically >95% but may vary based on receipt quality, lighting, and camera. Always review OCR-extracted data before saving.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SNAPLEDGER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, ARISING FROM YOUR USE OF OR INABILITY TO USE THE APP. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE APP IN THE 12 MONTHS PRECEDING THE CLAIM.

14. Apple's Role

Pursuant to Apple's App Store Review Guidelines, SnapLedger acknowledges that:

• Apple is not responsible for the App's content or functionality
• Apple has no obligation to provide maintenance or support for the App
• All in-app purchases are processed by Apple, and Apple's refund policies apply
• Apple is not a party to these Terms and has no liability under them

15. Termination

We may terminate these Terms and revoke your license at any time if you violate these Terms. Upon termination, you must delete the App from your devices. Subscriptions remain subject to Apple's cancellation and refund policies.

16. Changes to Terms

We may update these Terms from time to time. Material changes will be posted on this page with an updated "Last updated" date. Continued use of the App after changes constitutes acceptance of the new Terms.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts of competent jurisdiction.

18. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

19. Contact

For questions about these Terms, please contact us:

• Email: iocompile67692@gmail.com
• Support: Support Center